Open the Legal terms before access
Our Legal terms explain who may open an account, which checks can apply, and how we handle activity connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. Access is available where local law permits, and you remain responsible for checking the rules that
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apply to you in Indonesia. Phone verification is required before account access so we can connect the account holder with wallet and transaction records. If a withdrawal needs clarification, we may ask for account details that match the original funding route before processing it. The terms
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also describe account closure requests, restricted activity, policy updates and the records needed to resolve a dispute. Read them before you open an account, then keep a copy of the version that applied when you accepted the terms.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.